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What’s Covered, What’s Not
The U-M International Student/Scholar Health Insurance (IHI) covers treatment when you are sick, injured or pregnant, as well as routine and preventive care.
This plan does not include dental or vision care. For dental care resources, please refer to the Dental Care section. The University Health Services Eye Care Clinic offers eye exams at reduced rates for students and glasses are also available.
To see exactly what is covered, see the “Summary of Benefits” section of the U-M International Student/Scholar Health Insurance (IHI) Plan Brochure . To see what is not covered, see the “Exclusions” section of the IHI Plan brochure. You should also read the Plan Update Notice . For questions about coverage, call the insurance company at 1.800.239.9697 or come to the U-M International Center Health Insurance Office. You may also send an email to email@example.com.
- This plan also covers what we call preventive care. Preventive care includes your annual physical, annual visit to the gynecologist, routine tests or screening, and immunizations.
- Routine gynecological examinations are covered (1 per academic year), as well as routine pap smears and a routine mammogram for women between the ages of 35 to 40. For women 40 years of age and older, a routine mammogram may be covered every year, or more frequently based on the recommendation of the woman's physician. For more information on these benefits, see the “Routine Physical Exam Expense” section of the U-M International Student/Scholar Health Insurance (IHI) Plan Brochure .
- Medical evacuation to your home country is covered, as well as repatriation. Medical evacuation occurs when you are too ill to complete your stay at the University of Michigan, and you must return to your home country. In this case, the medical costs of your return trip will be covered by the insurance company. Repatriation refers to the shipment of your body back to your home country in the event of your death. These charges will be covered to the reasonable and customary amount.
- The costs of pregnancy and childbirth are covered.
Last reviewed: 10/12