All J-1 exchange visitors and accompanying J-2 dependents at the University of Michigan are required to have health insurance coverage that meets the University's standards. You will be automatically enrolled in the University's Blue Care Network (BCN) International Student/Scholar Health Insurance Plan after you attend the mandatory immigration check-in program. Your insurance coverage will begin on your DS-2019 program start date (Item 3). If your government or program sponsor is providing you with health insurance, you can apply for a waiver of the mandatory health insurance, by submitting an insurance waiver request form and attaching a copy of your health insurance policy. In order for a waiver to be granted, you must apply within 30 days of your check-in and your health insurance coverage must meet specific mandatory standards.